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The Lowdown on Citi Driver's Edge
The Citi Driver's Edge Platinum Select Card from Citibank, is a credit card with a unique reward program that focuses on automotive related perks and benefits. Designed for the good credit individual with a penchant for cars, driving and automobiles in general, this Platinum card issued by Citibank offers cardholders all the standard platinum cardholder benefits such as $1,000,000 in travel accident insurance amongst others.
Through the reward program, cardholders are able to earn a 6% cash rebate for purchases at the supermarket, gas station or drugstore during the first twelve months of membership. Thereafter, a rebate of 3% is earned for these purchases, while other purchases earn a 1% rebate. Another specialty is that the Citi's Drive Rebate gives $0.01 in rebates for every mile driven. However, there is a limit of $1,000 dollars in the amount of rebates that can be earned per car, per year. Also, rebates expire in five years or after a year of account inactivity. A cap of $5,000 in rebates per vehicle also applies.
These rebates can then be used for the maintenance, service and repair of existing vehicles, or even contributing to the purchase of a new car. Furthermore, the rebates can be converted into ThankYou Network Points and redeemed as gifts through Citibank's ThankYou Network.
The APR for Citi Driver's Edge is comparably lower than other reward program credit cards. Coupled with a twelve-month long introductory period of 0% APR, the card is looking more and more attractive. Unfortunately every silver lining has got a cloud that's usually dull and grey and this Platinum card is no exception. A minimum interest rate is applied to cash advances regardless of how low the Prime Rate may fall.
If you are a person with good credit who does a lot of traveling, Citi Driver's Edge may be for you. You would also benefit from taking advantage of the 6% rebate while the offer still stands.
About the Author
For more information or to apply for Citi Driver's Edge, Eric Wasselman recommends Find Credit Cards. See http://www.findcreditcards.org/card/citi-drivers-edge-platinum-select-card.php .
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